Credit Income Calculator | credit calculator.Uncategorized
In the income section you pay your monthly net salary or your household calculator.
Comparison of income and expenses What is the monthly loan interest that you can invest in real estate financing? Your regular income after deducting taxes and social security contributions can be entered here. If your net salary fluctuates, calculate an average of the past 6 months for monthly data. Give us here the average income from royalties or premiums.
For monthly data, please indicate the mean of the last 6 months. Please note that most financial institutions will only receive credit compensation or bonuses if it can be shown that they have been paid out over several years. You can enter your average income from self-employment after deduction of the tax here.
If you set monthly amounts, calculate the mean of the past 6 years. Here you can enter, if available, the average income from the pension. You can enter your income from investments (eg investment funds, units, etc.) here. Here you can enter your income from corporate investments. Here you can enter the total income from alimony payments.
Maintenance income, for example, includes benefits that a separated or divorced spouse pays for a jointly-educated baby. Here you can enter your monthly rental income from other property assets. Tell us if you are entitled to a homeowner allowance. As a builder or purchaser of self-occupied residential property, whose annual income does not exceed EUR 70,000 (EUR 140,000 for married couples plus EUR 50,000 per child) in the registration year and the previous year together, they are entitled to a residential property allowance by law.
The home ownership allowance currently amounts to 1% of the acquisition and construction costs of the property, but not more than € 1250 per year plus € 800 per child, for which you will receive additional childcare allowance. Note: The homeowner’s allowance is granted only once per capita and lifetime. Here you enter a possible regular income that you get in addition and that you have not mentioned above.
Enter your costs for the life and pension insurance.
Enter here only your own contribution (ie without employer contribution) to the PKV. Enter here your entire legal protection sum. Maintenance payments are, for example, regular benefits for a child not living with you.
The monthly operating expenses include real estate tax, property insurance, waste disposal, street cleaning and maintenance provisions. As a rule, the Sparkasse expects a lump sum of EUR 2 per square meter of usable space. The monthly operating expenses include real estate tax, property insurance, waste disposal, street cleaning and maintenance provisions. As a rule, the Sparkasse expects a lump sum of 2 EUR per square meter of usable space.
Net loan amount EUR 200,000 (purchase price of the property EUR 250,000), repayment 3% pa Duration of the consumer credit agreement 27 years 3 months, 10 years debit interest, 12 installments of E 741.67 per annum If the borrower has granted them under the contract take over, the annual percentage may increase.
The total amount to be paid during the term of the loan is £ 91,500.40. The remaining debt at the end of the commitment period is £ 135,473.32. Perfect income and assets situation, first-rate security on a real estate lien, payment in one amount. With this online calculator you can calculate what has remained after subtracting all your current costs from your monthly net income.